background 0background 1background 2background 3

The CSU has a new policy on freedom of expression. Learn more.

Breadcrumb

CSU Benefits Open Enrollment

September 16th to October 11th, 2024

The effective date for all 2024 Open Enrollment changes will be January 1, 2025. 

Open Enrollment Events

Open Enrollment In Person Drop-In September 25th 2024

Nelson Hall East Room 106
11:00 am to 3:00pm
Cal Poly Humboldt's Benefits Team, and a Savings Plus Representative will be available to supply general information, compare plan offerings, and answer questions regarding Open Enrollment selections.

CSU Virtual Benefits Fair

Wednesday, October 2nd
11am-2pm on Zoom Events.
During the event, you'll be able to meet virtually with your campus benefit team as well as the benefit providers. We hope you'll take advantage of this time to answer any questions you may have about the health, dental, vision or voluntary benefits available to you and your dependents. The virtual benefit fair will be held on Zoom Events. In order to register, you must be logged into Zoom using your Cal Poly Humboldt email address. Once registered, you will receive a confirmation email with a link and instructions on how to join.

Register: Open Enrollment Fair (zoom.us)

Open Enrollment is your opportunity each year to review your current benefit plan selections to ensure they continue to meet your personal and family needs. During this time, you can:​​

  • Enroll in a benefit plan
  • Change or add to your benefit plans
  • Add or remove eligible family members
  • Elect to decline or cancel coverage
  • Enroll/Re-enroll in annual Health Care or Dependent Care reimbursement (HCRA/DCRA) accounts
  • Update or enroll in voluntary benefit plans
  • Update your beneficiaries and ensure your personal information is up to date

No action is required, if you do not wish to make health plan changes, adding or deleting dependents or do not wish to enroll/re-enroll in the Flexible Spending Accounts for 2025. (Exception: You must re-enroll in any HCRA/DCRA elections).

To enroll/re-enroll in HCRA/DCRA, use the linked form below.

What’s New For 2025

Health Plan Rate Changes

Effective January 1, 2025, rates for most health plans will change.

PERS Gold and PERS Platinum

Effective January 1, 2025, Blue Shield of California will be the new administrator for all PPO plans. For members currently in a basic plan, they are partnering with Included Health to provide member services, including answering inquiries, guiding members to the most appropriate in-network and high-quality providers, and providing care coordination services for members, particularly those with complex health conditions. Included Health will also expand access to care through their supplemental virtual primary care and behavioral health care services. There are no changes to copays, coinsurance, or deductibles with the transition to Blue Shield.

Health Plan Exits

The Anthem Blue Cross Del Norte EPO plan will no longer be offered. Members that do not elect a health plan change will be automatically enrolled in Blue Shield Access+, effective January 1, 2025.

Health Benefit Design Changes

Doula Benefit for all Pregnant and Postpartum Members - New benefit for all pregnant and postpartum Basic plan members to receive health education, advocacy, physical and emotional nonmedical support before, during and after pregnancy, miscarriage, stillbirth and abortions.

Travel Benefit for Medically Necessary Care - Update to standardize travel and lodging coverage for eligible medically necessary services including, but not limited to abortion services, gender affirming care, complex surgeries, and cancer care that cannot be accessed within 50 miles from the member’s residence for all Basic and Medicare plan members, up to $5,000 per occurrence. This includes transportation, lodging and meals for the member and a companion (both parents/guardians when patient is under 18).

For PORAC health plan only - Combine acupuncture and chiropractic visits to a 20-visit limit. Physical and occupational therapy have no visit limitations.

Vision Service Plan (VSP) Premier Rate Changes

Effective January 1, 2025, rates for the VSP Premier Plan will change.

Enrolled Employee and Eligible DependentsBasic PlanPremier Plan
Employee Only$0$5.06
Employee + One$0$17.08
Employee + Family$0$31.73

Premier Plan requires all dependents to also be enrolled in the Premier Plan coverage or they will lose their Basic vision coverage. You cannot enroll in the Basic and Premier vision plans at the same time or split enrollments by leaving any dependents in the Basic vision plan.

The Standard – Guaranteed Issue Voluntary Life Insurance

New for 2025, The Standard Insurance will allow eligible active members the opportunity to enroll in Voluntary Life insurance (up to $100,000 for self and/or spouse/registered domestic partners for up to $50,000) without proving Evidence of Insurability. If you currently have less than $100,000 of coverage or you are not currently enrolled, you can apply for this enhanced benefit.Note: Previously declined employees or spouses/registered domestic partners​ will need to provide satisfactory Evidence of Insurability for this enhanced benefit.

Delta Dental- Enhanced coverage has been added for gum disease associated with a number of diagnosed systemic conditions (diabetes, heart disease, HIV/AIDS, rheumatoid arthritis or stroke).

Health Care Reimbursement Account Plan​ You may contribute up to $3,200 for the 2025 plan year through payroll deduction. Enrollment in the Health Care Reimbursement Account (HCRA) is required each year along with your designated contribution amounts. The 2025 monthly maximum is $266.66. ASIFlex is the claims administrator for this plan.  Learn more about the HCRA plan in the brochure.​​

Dependent Care Reimbursement Account Plan The Dependent Care Reimbursement Account plan (DCRA) allows you to set aside a portion of your pay on a pretax basis to reimburse yourself for childcare expenses for your eligible dependent child(ren) under the age of 13. Additionally, if you have an older dependent who lives with you and requires assistance with day-to-day living and is listed as a dependent on your annual tax return, you can claim these eligible expenses through your DCRA. You may contribute up to $5,000 each plan year ($2,500 if married, filing a separate tax return) through payroll deduction. Neither contributions nor reimbursements are taxed. Enrollment in the DCRA is required each year along with your designated contribution amounts. The 2025 monthly maximum amount is $416.66. ASIFlex is the claims administrator for this plan. Learn more about the DCRA plan in the brochure.

 

For more information please visit the CSU Benefits Open Enrollment | CSU (calstate.edu) Website

Contact Us

Laura McKasson - Benefits Analyst - 707.826.5170
Torie Mather - HR Generalist - 707.826.5172
benefits@humboldt.edu